Mr Paul Howard

Mr Howard is Chair of the Audit Committee, providing oversight on the Bank’s financial reporting and Internal Audit. He has worked for over 40 years in financial services accumulating a wealth of experience in risk management, having held senior positions at Citizens Bank in the US, Bank ABC in the Middle East and the RBS/NatWest Group – where he ultimately served as a Chief Risk Officer. He was a Member of the Risk Management Associates (USA) and is an Associate of the Chartered Institute of Bankers (UK) and has held approved person status with the regulatory authorities in the USA, the Middle East, and the UK (CF28 and more recently SMF4, SMF11).