Terms and Conditions of Website Use

Company Details

Please read the following terms and conditions and our privacy policy before using this website.

British Arab Commercial Bank plc ("BACB") is a public company, limited by shares. BACB's Registered Office (and principal place of business) is at 8-10 Mansion House Place, London, EC4N 8BJ. BACB is authorised by the Prudential Regulation Authority and Regulated by the Financial Conduct Authority and the Prudential Regulation Authority.

Companies House registered number: 1047302; FCA/PRA firm reference number: 204564; VAT registered number: GB 397172124.

Our Website

BACB controls and maintains this website (the "Site") from the UK and makes no representation that the material and information contained herein complies with the law or regulations or is appropriate or available for use in other locations or jurisdictions.

The provision of financial and other services by any BACB office outside the UK is regulated by varying authorities and securities legislation in different jurisdictions as specified on the Site and in the terms and conditions for that particular office. It is your responsibility to identify the appropriate regulatory authority for such business and ensure that any associated business activities comply with the relevant legal requirements.

If you have any questions about this page please refer to the Contact page, a link for which can be found on each page of the Site.

References to 'you', 'your' and 'yours' are references to the person(s) accessing the Site. References to 'we', 'us' and 'our' are references to BACB.

Terms

This is a legally binding agreement between you and BACB establishing the terms and conditions under which the Site may be used. By accessing the Site you agree to be bound by the following terms and conditions (the "Terms").

All our products and services are subject to the terms and conditions and disclaimers of the applicable agreement governing their use.

These Terms are to be read by you together with any terms, conditions and disclaimers governing our products and services and those provided in the pages of the Site. In the event of conflict, the terms, conditions and disclaimers governing our products and services / those provided in the pages of the Site shall prevail over these Terms.

BACB reserves the right in its discretion to change, without notice, the information, material and content provided in the pages of the Site and these Terms. Changes may be made to the Terms at any time by updating this posting. You agree to review the Terms regularly and your continued access to or use of the Site will mean that you agree to any such changes.

No Offer

Neither the information, nor any opinion contained in the Site constitutes an offer to sell or solicitation or an offer to buy any securities or financial instruments or any advice or recommendation with respect to such securities or other financial instruments. Should you seek to rely in any way whatsoever upon any content on the Site, you do so at your own risk. Before you make any decision or take any action that might affect your personal finances or business, you should always consult suitably qualified professional advisers to obtain the appropriate financial, legal, accounting or tax advice (as appropriate).

The Site does not constitute an offer on the part of BACB to provide products or services described herein to persons or entities resident in countries where local law or regulation does not permit their use.

Products and services are available only at the discretion of BACB and subject to the individual contractual terms and conditions on which those products and services are offered. Our products and services may be withdrawn or amended at any time without notice.

Users

You are wholly responsible for the use of the Site by any person using your computer and you must ensure that any such person complies with these Terms. It is your responsibility to ensure that any user ID and/or password used by you in connection with the Site are kept secure, and that no person or entity other than you obtains access to that user ID or password.

No Warranties

The following clauses exclude or limit our legal liability for the Site. You should read them carefully. They all apply only as far as the law permits, and in particular we do not exclude or restrict our duties and liabilities to you under the Financial Services and Markets Act 2000, or the rules of the Financial Conduct Authority for the conduct of business.

Whilst we have taken reasonable steps to ensure the accuracy, currency, availability, correctness and completeness of the information contained on the Site, information is provided on an "as is", "as available" basis and we do not give or make any warranty or representation of any kind, whether express, implied or statutory. The use of the Site is at your sole risk. We do not represent or warrant that the Site will be available and will meet your requirements, that access will be uninterrupted, that there will be no delays, failures, errors or omissions or loss of transmitted information. BACB accepts no liability for any loss or damage arising directly or indirectly (including special, incidental or consequential loss or damage) from your use of the Site, howsoever arising, and including any loss, damage or expense arising from, but not limited to, any defect, error, fault, mistake or inaccuracy with the Site, the contents or associated services or due to any unavailability of the Site or any part thereof or any contents or associated services to the maximum extent permitted by law.

We do not represent or warrant that no viruses or other contaminating or destructive properties will be transmitted or that no damage will occur to your computer system. You have sole responsibility for adequate protection and back up of data and/or equipment and for undertaking reasonable and appropriate precautions to scan for computer viruses or other destructive properties. BACB accepts no liability for any loss or damage arising directly or indirectly (including special, incidental or consequential loss or damage) as a result of any computer viruses, Trojan horses, worms, software bombs or similar items or processes arising from your use of the Site to the maximum extent permitted by law.

We make no representations or warranties regarding the accuracy, functionality or performance of any third party software that may be used in connection with the Site. We do not guarantee that any emails from the Site will be sent to you or received by BACB nor does BACB warrant the privacy and/or security of emails during Internet transmission.

Third Party Sites And Warranties

Where we provide hypertext links to other locations on the Internet, we do so for information purposes only. We are not responsible for the content of any such websites or pages linked to or linking to the Site. We have not verified the content of any such websites. Following links to any other websites or pages shall be at your own risk and we shall not be responsible or liable for any damages or in any other way in connection with linking. Links to downloadable software sites are for convenience only and we are not responsible or liable for any difficulties or consequences associated with downloading the software. Use of any downloaded software is governed by the terms of the license agreement, if any, which accompanies or is provided with the software.

No endorsement or approval of any third parties or their advice, opinions, products or services is expressed or implied by any information on our Site.

Intellectual Property Rights

Copyright in all the contents of the Site, including but not limited to, the text, graphics, links and sounds included in the Site is owned by or licensed to BACB unless otherwise noted. You may print, copy, download or temporarily store extracts from our Site for your personal information or when you use our products and services. You must not alter anything. Any other use is prohibited unless you first get our written permission. In particular you may not use a part of our Site on any other website, or link any other website to our Site, without our prior written permission.

In relation to any information or material you submit to BACB using the Site, you hereby grant to BACB a worldwide, royalty-free, perpetual licence of the copyright and intellectual property rights in such information or material for any purpose we deem appropriate including, without limitation, the copying, transmission, distribution and publication thereof, unless restricted by applicable law. You agree to waive absolutely any moral rights you may have in any copyright or other intellectual property arising out of such information or material.

Termination

BACB may terminate the agreement set out in these Terms, your access to the Site and use of any associated service at any time and we will endeavour to give you reasonable notice of this.

Governing Law And Jurisdiction

These Terms are governed by and interpreted in accordance with the laws of England and Wales and the courts of the above jurisdiction will have non-exclusive jurisdiction in respect of any dispute, which may arise.

Disclaimer

The material and information contained on the Site are provided for general information only and should not be used as a basis for making business or investment decisions. The Site displays information obtained from sources believed by BACB to be reliable, but BACB does not represent or warrant, nor accepts responsibility, as to its completeness or accuracy. If you are to rely on the information you are strongly recommended to take your own independent advice. The information may change at any time however BACB is under no obligation to update it.

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