Real Estate Lending

Real Estate Finance

For buy-to-let residential and commercial properties

Interest-only loans that help your cashflow

We offer real estate finance on an interest-only basis, for terms up to five years. Capital is repaid at the end of the term, rather than being repaid during the term. This type of loan structure can have a significant impact on your cashflow, providing liquidity to support both new and existing property investors.

Buy-to-let residential mortgages

Our Real Estate team has a wealth of experience in the London residential property market and wider commercial property market in England. When you choose BACB you will be appointed a dedicated relationship manager who will support you through every aspect of the mortgage process.

We lend up to 60% of valuation against properties in London within zones 1 to 6, with a minimum loan size of £2 million. We take a first legal charge over the property which must be an investment property. We consider applications from individuals, trusts, and offshore investment vehicles.

Your property may be at risk if you do not keep up payments on your mortgage or other loans secured on it.

Commercial mortgages

We lend against commercial properties across all of England, offering loans up to 60% of valuation with a minimum loan amount of £5 million.

We are happy to consider applications from owners of industrial, office, mixed use, and leisure properties where there is a tenant in the property. We will also consider accommodation businesses, such as hotels and student property, and property operating businesses, such as self-storage facilities, where there is a future income stream.

Find out more

For more information and to apply, get in touch with our Real Estate team

T. +44 (0) 20 4532 5000
E. real.estate@bacb.co.uk

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