Real Estate Lending

For buy-to-let residential and commercial properties

Interest-only loans that help your cashflow

All our real estate lending is on an interest-only basis, usually for terms up to five years. Capital is repaid at the end of the term, or rolled over to a new loan, rather than being repaid during the term. This can have a significant impact on your cashflow and supports developing businesses and new residential property investors.

Buy-to-let residential mortgages

Our team has a wealth of experience in the London residential property market. When you choose BACB we’ll appoint a dedicated relationship manager who will support you through every aspect of the mortgage process.

We lend up to 65% of valuation against properties valued at over £2 million in London and in certain areas in southern England. We take a first legal charge over the property which must be an investment property. We consider applications from individuals, trusts and offshore investment vehicles.

Your property may be at risk if you do not keep up payments on your mortgage or other loans secured on it.

Commercial mortgages

We lend against commercial properties across all of England, offering loans up to 65% of valuation with a minimum loan amount of around £5 million.

We’re happy to consider applications from owners of office, retail, leisure and industrial spaces where there is a tenant in the property. We’ll also consider accommodation businesses — such as hotels and student property — where there is a future income stream.

Find out more

For more information and to apply, get in touch with our Real Estate team

Chris Berrington
Head of Real Estate

T. +44 (0) 20 7648 7777
E. real.estate@bacb.co.uk

Make an enquiry

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